Direct Loans

Working Directly With You

By providing direct access to affordable capital and support, CDFIs like the Initiative Foundation help individuals and organizations overcome financial barriers while stimulating the local economy. Initiative Foundation direct loans are available to qualifying small businesses and individuals with limited access to credit.

Supporting You With Direct Investments

The Foundation focuses its lending resources on local investments that diversify the Central Minnesota economy by …

  • Creating and retaining quality, living-wage jobs with benefits
  • Contributing to a strong and diversified mix of regional employers
  • Aligning with local economic development objectives
  • Taking a higher risk position while indexing prevailing market rates.

Be Direct: Contact Us

Reach out to a member of our lending team today for a conversation about direct loans and the technical support you might need to take your project to completion.